We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. We will gladly take your application over the phone and assist you with any questions you may have. Call us 866-386-2147 . Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
Documentation Needed for complete Loan Application Submission (some items can be provided later, but we request everything up front for a fast and efficient closing):
completed Borrower's Certification and Credit Card Authorization Forms (for running credit, link to forms above)
2 years W2s
2 current paystubs
2 months current bank statements (ALL pages, with NO CASH deposits, non payroll large deposits over $1000 will need to be explained and paper trail need to be provided)
current mortgage stmt for ALL properties you own - for property that is owned free and clear, a copy of the purchase HUD 1
current homeowners insurance bill, to include agent contact info, for ALL properties you own
current tax bill for ALL properties you own
current HOA bill, if applicable, for ALL properties you own
if borrower or co-borrower is self-employed, 2 years signed federal tax returns, with ALL schedules, including 1099s and K1s AND 2 years business tax returns, if applicable)
if borrower reported rental income / losses or investment income / losses per the last 2 years tax returns, 2 years signed federal tax returns, with ALL schedules)
copy of Driver's License
purchase agreement
escrow and title contact info and fees schedule
escrow instructions from escrow company
preliminary title report and cpl from title company
homeowner's insurance policy quote (you might want to call your car insurance agent for a multiple policy discount)
